Management

Barry Sloane

Chairman and Chief Executive Officer

Mr. Sloane is the Chairman and Chief Executive Officer of Newtek. From July, 1995 through January, 1998, Mr. Sloane was the President of the Sloane Organization, LLC, an investment banking, consulting and advisory firm based in New York City. From September 1993 through July 1995, Mr. Sloane was a Managing Director of Smith Barney, Inc. While there, he directed the Commercial and Residential Real Estate Securitization Unit and, prior to that, he was national sales manager for institutional mortgage and asset backed securities sales. From April 1991 through September 1993, he was founder and President of Aegis Capital Markets, a consumer loan origination and securitization business which was eventually taken public with the name of "Aegis Consumer Funding." From October 1988 through March 1991, Mr. Sloane was Senior Vice President of Donaldson, Lufkin and Jenrette, where he was responsible for directing sales of mortgage-backed securities. From August 1982 to September 1988 Mr. Sloane was a senior mortgage security sales person and trader for Bear Stearns, L.F. Rothschild, E.F. Hutton and Paine Webber.

Holdings: 4,637,896 shares

View Transactions

Date	Type	Shares Traded	Price Range
Mar 12, 2007	Option Execute	48,263	5.18
Dec 20, 2005	Buy	50,000	1.53 - 1.54
Nov 17, 2005	Buy	10,000	1.52 - 1.54
Sep 22, 2005	Acquisition (Non Open Market)	10,000	2.32 - 2.36

Craig J. Brunet

Executive Vice President and Chief Information Officer

Mr. Brunet currently serves as an Executive Vice President and the Chief Information Officer of Newtek Business Services, Inc. In addition, Mr. Brunet is responsible for strategic planning and marketing on a company-wide basis. Prior to joining Newtek, Mr. Brunet was Chairman and CEO of Harvest Strategies, a strategic consulting firm, and was responsible for developing and implementing corporate strategic plans for its clients on a global basis. Mr. Brunet began his career at South Central Bell Telephone Company and was promoted to AT&T Corporate where he held varying responsibilities in marketing, product development, finance, special bids, National Account Management, and Client Education and Training. He also held the position of Director of Strategic Planning. In 1989, Mr. Brunet became Executive Vice President of Entergy Corporation and was accountable for managing and directing the overall Entergy System retail and wholesale marketing effort, including strategy development, policy preparation and administration, market development, and market analysis and research. During his tenure with Entergy, he served as Chairman of the Strategic Planning Committee of the Electric Power Research Institute (EPRI). He also served on the Board of Directors of Entergy Enterprises guiding decisions on unregulated activities, including strategic acquisition of and investments in generation and distribution, and new technology assets domestically and internationally.

Holdings: 83,384 shares

View Transactions

Date	Type	Shares Traded	Price Range
Nov 13, 2007	Acquisition (Non Open Market)	7,194	1.39
Jul 1, 2006	Statement of Ownership	0	n/a

Seth A. Cohen

Chief Financial Officer

Mr. Cohen has served as Chief Financial Officer since September 1, 2007. Mr. Cohen has previously served as Senior Vice President of Finance since March, 2007, Executive Vice President of Capital Markets since January, 2005 and Vice President for Capital Markets since June, 2000. Mr. Cohen has twenty years experience in corporate and municipal finance. Prior to Newtek, from September, 1998 to May, 2000, Mr. Cohen was Director of the Mayor's Office of Pensions and Public Finance for the City of New York.

Holdings: 50,193 shares

View Transactions

Date	Type	Shares Traded	Price Range
Nov 15, 2007	Acquisition (Non Open Market)	2,800	1.30
Nov 14, 2007	Acquisition (Non Open Market)	2,800	1.32
Nov 14, 2007	Acquisition (Non Open Market)	3,000	1.25
Mar 30, 2007	Statement of Ownership	0	n/a